Six Steps for Millennials to Save $10K in a Year

Previously Published on Vivala Let’s be clear, there are no gimmicks to saving money, it’s all about a plan and sticking to it, but luckily there are some tips and tricks to make it easier to stay on track. First things first, let’s be honest, saving money is like dieting, the first month feels like […]

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Buying a House in Your 20s: It CAN Happen

Previously Published on Vivala Figuring out how to buy a home is confusing and overwhelming, so it is no wonder that many people get suckered into real estate transactions that may not be in their best interest. Buying a house so young requires a lot of due diligence. Your life is just beginning, so make […]

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Instantly Start Spending Less and Saving More

No matter how much you make, you should always be saving. Building a strong savings account may help you prepare for an emergency expense, plan for an amazing vacation with friends, or save for a huge life event like a wedding or buying a house. There are two ways to really save: reduce expenses or […]

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Money Motivation: Surprise Expenses You Won’t See Coming

You already know that savings are important, you’ve heard it a thousand times. You get it, sure, but that doesn’t mean you’ll really do what it takes to build a sustainable savings account. Need extra motivation to stash more of your income into your savings? Check out these surprise expenses that can catch you off […]

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DON’T BE FOOLED, YOU NEED INSURANCE

Youth has its advantages, but a guarantee against the unpredictable is not one of them. While millennials are now the the most educated generation in the US, we still have a lot of learning to do when it comes to #adulting. Let’s be honest, we still lose our phones, need help figuring out what to […]

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When it Rains it Pours: The Importance of an Emergency Savings Account

Emergencies. We’ve all had them. Whether it’s having to call a locksmith or buy a last minute plane ticket to see a sick loved one, life will always find a way to throw you financial curveballs. More often than not, the cash that you’ve saved will make the difference between a minor challenge and a total […]

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What to Look for When Getting Your First Credit Card

The first time someone ever tried to sell me a credit card, I was a sophomore in college. I was walking through an airport when a guy about my age called me over to a booth where he was taking credit card applications for an airline rewards card. He asked me if I wanted to […]

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Top 4 Reasons Why You Should Have Renters Insurance

This article originally appeared in Vivala  HeyVivala It is no surprise that home ownership is out of reach for many millennials. In fact, no matter what TV shows like Girls will have you believe, Brooklyn is now the most unaffordable place to buy a home in America. It is not unheard of for a condo […]

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Buying a Car While Building Your Credit

Considering how many Latinos seem to avoid credit cards and loans like the plague, it should be no surprise to learn how frequently they pay cash when buying vehicles. From the financial discipline learned in immigrant families to reports of predatory lending practices faced by minorities seeking loans at dealerships, today’s Latino car buyer has […]

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